Home & auto bundling

Your home and car, looked at together.

Many insurance companies offer a discount when your home and auto policies are with them. Bundling can also mean one renewal date and one place to call. Ernest checks whether it actually works out better for you.

Start with a Home quote Call 971-717-0800

Coverage options

What to weigh

Bundling is about how your policies are arranged, not what they cover. Here's what to weigh:

  • Multi-policy discount

    Many companies reduce the price of one or both policies when you carry home and auto with them. The size of the discount varies.

  • One renewal, one contact

    Policies on the same schedule are easier to keep track of, and you have one place to call with questions.

  • Matching liability limits

    Reviewing both policies together makes it easier to line up liability limits, and to add an umbrella policy if it makes sense.

  • When separate is better

    Sometimes the best home policy and the best auto policy are with different companies. An independent broker can compare both ways.

Good things to have handy when you ask about a bundle:

  • Your current home policy
  • Your current auto policy
  • Renewal dates
  • Vehicles and drivers
  • Recent claims
  • Any home updates

Who it's for

Is this a fit for you?

  • Homeowners who buy home and auto from different places
  • New homeowners setting up coverage for the first time
  • Families adding a vehicle or driver
  • Anyone who hasn't compared rates in a few years

Why an independent broker

More than one company. One advisor.

  • Several companies, one conversationErnest isn't tied to one insurance company. He works with more than 100 companies and specialty markets, so he can compare options for you.
  • Advice that works for youErnest's job is to find coverage that fits your situation, explain the trade-offs plainly, and leave the decision with you.
  • Someone to call laterWhen something changes, you call the same person who already knows your policies, and he can help you start a claim with the insurance company.

How to request a quote

Three steps, no obligation

  1. 1

    Share the basics

    Answer a few short questions in the Home quote request. It takes about a minute, and nothing sensitive is needed yet.

  2. 2

    Ernest reviews it

    Ernest reviews your request and contacts you directly by phone or email.

  3. 3

    Compare and decide

    You get options explained in plain language. There's no obligation, and coverage only starts once you confirm it with Ernest.

Start a Home quote request and Ernest will ask about your vehicles when he follows up, or call 971-717-0800 and he'll look at both at once.

Start with a Home quote Or call 971-717-0800

General information only. Coverage is subject to the terms, conditions and exclusions of the actual policy, and not every option is available from every company. Read the full disclosures.