About Ernest
One advisor who sees the whole picture.
Ernest James Hill III is a licensed, independent insurance broker based in Portland and serving all of Oregon. He works with individuals, families and small businesses on home, auto, life and business coverage.
How Ernest works
Most people buy insurance one policy at a time, from different places, and never see how it all fits together. Ernest looks at everything you've built at once, your home, your vehicles, your business and the people who depend on you, so gaps are easier to spot.
As an independent broker, Ernest isn't tied to a single insurance company. He works with more than 100 companies and specialty markets, which lets him compare options and recommend what fits your situation, then stay with you after the policy is in place.
What you can expect
Plain answers to your questions, with no jargon and no pressure. A quote request is not a commitment, and Ernest will explain what each option covers and what it doesn't before you decide.
When something changes, like a new car, a new home, a new hire or a new baby, you call the same person who already knows your coverage.
The approach
Look at everything you've built at once, so the gaps are easier to spot.
- IndependentAn independent broker, working for you.
- PersonalOne advisor who knows your whole picture.
- ClearPlain answers, and no obligation to buy.
How Ernest can help
Companies Ernest works with
More than 100 insurance companies and markets
Ernest is appointed with these companies or can reach them through the First Connect and Smart Choice networks. That gives him room to compare, whether you need a standard policy or something harder to place.
- Travelers
- Progressive
- Liberty Mutual
- Nationwide
- Hartford
- Chubb
- Allstate
- GEICO
- Hanover
- CNA
- Foremost
- Berkshire Hathaway GUARD
See all 102 companies and markets
- Adaptive
- Aegis
- Ahoy!
- Alchemy Insurance Solutions
- Allstate
- American Modern
- AmTrust
- Atlas General Insurance Services
- Attune
- BackNine Insurance
- Berkley North Pacific
- Berkshire Hathaway GUARD
- Berkshire Hathaway Homestate Companies
- Berxi
- biBerk
- Blitz
- Branch
- Bristol West
- BTIS
- Burns & Wilcox
- CannGen Insurance Services
- Carma
- Chubb
- CIS — Collectibles Insurance Services
- CNA
- Coterie
- Cover Whale
- Cowbell Cyber
- CRC Group
- CRC TAPCO
- Dairyland
- Deductible Defender
- Diesel Insurance Group
- ePremium
- ERGO NEXT
- Fetch Pet Insurance
- Foremost
- Foremost Signature
- Foxquilt
- GAINSCO
- GBLI
- GEICO
- GeoVera
- Green Shield Risk Solutions
- GuideOne
- Hagerty
- Hanover
- Hartford
- Hiscox / Hiscox NOW
- Homeowners of America
- Honeycomb
- IDIQ
- Indigo
- Insur-Fi
- International Insurance Group — Mexico Insurance Online
- ISC
- Jewelers Mutual
- Kanguro
- Kemper / Kemper Auto
- KleeCo Insurance
- LEEO
- Lemonade
- Liberty Mutual
- Liberty Mutual Surety
- Lincoln Financial Group
- LIO
- Main Street America
- MGT
- National General / NatGen Premier
- Nationwide
- Neptune
- NormanMax
- Obie
- Openly
- Palomar
- Pathpoint
- Philadelphia Insurance Companies
- Pie Insurance
- Progressive
- Propeller
- Rainbow
- Risico
- RLI — including Contrac Pac and Surety
- RPS
- SES Risk Solutions
- Simply Business
- SkyWatch.ai
- Slice
- SportsUnderwriters.com
- Starfish Specialty
- Starwind
- Steadily
- Stillwater
- TEND
- Thimble
- THREE by Berkshire Hathaway
- Tokio Marine HCC
- Travelers
- VacantExpress
- Victor
- Vortex
- Wright Flood
Which companies can quote depends on the coverage, the property or business, and each company's own rules.